RBA October Meeting: What Property Investors Need to Know

As the Reserve Bank of Australia heads into its October meeting, the cash rate is widely expected to remain on hold at 3.60%. Recent stronger-than-expected GDP figures and resilient consumer spending have cooled expectations of an early rate cut, pushing forecasts toward a possible move in November.

Meanwhile, bond markets have spooked equities, and volatility is creeping into financial markets. For property investors, this signals a continued period of interest rate stability—offering predictability around mortgage repayments but underscoring the need for prudent financial positioning.

Now is a critical time to review portfolio performance, lock in competitive loan products, and assess tenant demand across asset classes. A potential rate cut later this year could stimulate activity, but only if supported by easing inflation. Investors should stay agile, ensuring leases are structured to capture upside while preparing for financing opportunities ahead.

Want to review your property finance strategy before the market moves again? Now’s the time to act. Get in touch for a tailored review of your lending options. https://urbanmoney.com.au/